Helen21's Weblog

First Step To Home Ownership « Helen21’s Weblog

helen21 — Thu, 17 Jan 2008 03:03:45 +0000

First Step To Home Ownership « Helen21’s Weblog

See What’s New in Palm Beach County « Helen21’s Weblog

helen21 — Thu, 17 Jan 2008 01:58:01 +0000

See What’s New in Palm Beach County « Helen21’s Weblog

See What’s New in Palm Beach County

helen21 — Thu, 17 Jan 2008 01:42:58 +0000

Six-Week Course on Neighborhood Revitalization

For immediate release: January 8, 2008
Contact: LaToya Ricketts, (561) 233-5239
lrickett@co.palm-beach.fl.us

Palm Beach County’s Office of Community Revitalization (OCR) has designed a six-week, hands-on educational program regarding community revitalization and civic engagement designed to help residents interested in improving their neighborhoods. Residents can learn more about County government, community resources and services that are available for neighborhood improvements.REAP supports the formation of neighborhood associations and empowers residents to seek a better quality of life. Through this course, residents will learn effective neighborhood organizational methods, including community leadership development, resident empowerment, crime prevention methods, code enforcement policies, financial management and other community development strategies. The theme this year is “There’s No Place Like Home!”The mission of REAP is to provide an opportunity for the residents of Palm Beach County to acquire a greater knowledge of and appreciation for the civic government system through active participation in the system. Participants will be encouraged to solve a neighborhood improvement problem and will be given the opportunity to apply for a grant through the America’s Next Top Neighborhood Award grant program.Sessions are facilitated using a variety of innovative techniques including group activities, lectures, guest speakers, individual outside work and oral presentations. The course and all materials are free but a commitment for the entire six-week course is required. Seating is limited and available on a first-come, first-served basis.To register for REAP or for additional information regarding the program, please contact LaToya Ricketts at (561) 233-5239 or lrickett@co.palm-beach.fl.us.

WHO:	Palm Beach County Office of Community Revitalization (OCR)
WHAT:	Resident Education to Action Program (REAP) “There’s No Place Like Home!”
WHEN:	January 24, 2008 – April 22, 2008
WHERE:	Western Palm Beach County January 24, 2008 – February 28, 2008 6 p.m. – 8:30 p.m. Palm Beach Community College 1977 College Drive, Belle Glade, FL 33430Central Palm Beach County March 18, 2008 – April 22, 2008 6 p.m. – 8:30 p.m. Palm Beach County Vista Center 2300 North Jog Road, West Palm Beach, FL 33411

# # #

Helen Rambarath

Email: helenhomes@yahoo.com

Direct: 561-603-6446

BUYERS MUST KEEP DOCUMENTS

helen21 — Wed, 16 Jan 2008 20:42:01 +0000

On closing day, expect to sign a lot of documents and walk away with a big stack of papers. Here’s a list of the most important documents you should file away for future reference.

HUD-1 settlement statement. Itemizes all the costs — commissions, loan fees, points, and hazard insurance —associated with the closing. You’ll need it for income tax purposes if you paid points.
Truth in Lending statement. Summarizes the terms of your mortgage loan, including the annual percentage rate and recision period.
Mortgage and note. Spell out the legal terms of your mortgage obligation and the agreed-upon repayment terms.
Deed. Transfers ownership to you.
Affidavits. Binding statements by either party. For example, the sellers will often sign an affidavit stating that they haven’t incurred any liens.
Riders. Amendments to the sales contract that affect your rights. Example: The sellers won’t move out until two weeks after closing but will pay rent to the buyers during that period.
Insurance policies. Provide a record and proof of your coverage.

Sources: Credit Union National Association; Mortgage Bankers Association; Home-Buyer’s Guide (Real Estate Center at Texas A&M, 2000)

Helen21's Weblog

First Step To Home Ownership « Helen21’s Weblog

See What’s New in Palm Beach County « Helen21’s Weblog

See What’s New in Palm Beach County

Six-Week Course on Neighborhood Revitalization

For immediate release: January 8, 2008 Contact: LaToya Ricketts, (561) 233-5239 lrickett@co.palm-beach.fl.us

BUYERS MUST KEEP DOCUMENTS

For immediate release: January 8, 2008
Contact: LaToya Ricketts, (561) 233-5239
lrickett@co.palm-beach.fl.us